Reading the draws and working out what chance predicts.
Set for Life: Return Ledger — what a lottery actually paid back, draw by draw — LotteryOracle
Return Ledger
What this game actually paid back
A lottery’s declared return is a design figure. What it paid on a given night is a different number, and where the prize table and a ticket count are both readable it can be worked out exactly: prizes paid, over what the lines cost. Almost every night it is well under half.
Every figure here is about draws that have already happened. A night above the price is visible only afterwards, and nothing on this page says anything about the next one.
Draw by draw
Set for Life5/47 + 1/10 era · since Mar 2019765 draws
Scroll the chart sideways →
jackpot wonroll-downthin salesnot explained
Over this era the game paid back 58.1% of what was staked, and was above the price on 107 of 765 draws.
Prize-table return ledgerreturn-ledger-v1
The dashed rule is break-even. Above it the scale is compressed, because a single roll-down night can pay back twenty times its stake and would otherwise flatten every ordinary draw into one line. Marked nights are the ones above the price.
How often it lands where
Set for Life5/47 + 1/10 era · since Mar 2019765 draws
0%
28
20%
617
35%
13
50%
65%
80%
90%
1
100%
42
125%
53
150%
8
200%
3
300%
Every draw of the era, binned by what it paid back. The bands are not equal width — they are narrowest around break-even, where the interesting nights are — and the heights are square-rooted, because nine draws in ten land in two adjacent bands. Each bar carries its own count.
The nights above the price
Set for Life5/47 + 1/10 era · since Mar 2019107 draws
Draw
Paid back
Why
Lines
2019-06-06
162%
jackpot won
1,895,896
2019-07-29
183%
jackpot won
1,687,823
2019-08-12
178%
jackpot won
1,915,731
2019-08-26
286%
jackpot won
1,924,550
2019-09-09
140%
jackpot won
2,419,339
2019-10-24
160%
jackpot won
2,025,996
2019-12-19
171%
jackpot won
1,888,147
2020-01-06
159%
jackpot won
1,931,647
2020-01-16
163%
jackpot won
1,936,041
2020-04-02
175%
jackpot won
1,716,224
2020-04-20
399%
jackpot won
2,020,236
2020-08-03
165%
jackpot won
2,026,189
2020-08-24
158%
jackpot won
Each with the reason it happened. A won jackpot is the game working, not an edge.
And across every game
And across every game60 draws
Draw
Game
Paid back
Prizes paid
2026-10-19
Wild Money
168%
24,574
2026-10-19
Set for Life
163%
4,621,765
2026-10-19
Pick 5
296%
139,807
2026-10-19
Jersey Cash 5
453%
405,777
2026-10-18
Wild Money
657%
140,781
2026-10-18
Fantasy 5
116%
205,245
2026-10-18
Millionaire for Life
143%
388,085
2026-10-18
LuckyDay Lotto
383%
638,860
2026-10-18
Jersey Cash 5
135%
77,070
2026-10-17
Jersey Cash 5
155%
94,670
2026-10-17
Show Me Cash
282%
296,089
2026-10-17
Easy 5
170%
82,282
2026-10-17
Kicker
227%
15,954
2026-10-17
Millionaire for Life
139%
463,745
2026-10-17
SuperLotto Plus
2,266%
64,492,424
The most recent draws anywhere on this site that paid out more than they took.
The ledger
Set for Life5/47 + 1/10 era · since Mar 2019765 draws
Over the whole era
58.1%
Median draw
40.1%
Nights above the price
107
Draws read
765 / 793
Declared return
—
Nobody has recorded what this game says it pays back, so there is nothing to compare the measured figure with.
Prize-table return ledgerreturn-ledger-v1
∑The maths, in plain language✦The story behind it
Show the numbers
Paid back
Draws
0% – 20%
0
20% – 35%
28
35% – 50%
617
50% – 65%
13
65% – 80%
0
80% – 90%
0
90% – 100%
0
100% – 125%
1
125% – 150%
42
150% – 200%
53
200% – 300%
8
300% – 500%
3
2,023,250
2020-09-17
165%
jackpot won
2,168,166
2020-09-24
156%
jackpot won
2,151,835
2020-11-05
139%
jackpot won
2,588,782
2020-11-30
152%
jackpot won
2,251,975
2020-12-03
265%
jackpot won
2,163,326
2020-12-17
149%
jackpot won
2,132,030
2020-12-28
153%
jackpot won
2,242,814
2020-12-31
113%
jackpot won
3,060,336
2021-01-18
147%
jackpot won
2,159,392
2021-03-01
133%
jackpot won
2,463,908
2021-03-04
133%
jackpot won
2,583,482
2021-03-25
132%
jackpot won
2,543,040
2021-04-15
146%
jackpot won
2,346,888
2021-04-29
134%
jackpot won
2,518,840
2021-05-06
145%
jackpot won
2,345,611
2021-05-20
132%
jackpot won
2,696,760
2021-06-07
147%
jackpot won
2,454,971
2021-07-22
169%
jackpot won
1,921,967
2021-08-19
164%
jackpot won
1,993,839
2021-09-09
139%
jackpot won
2,296,158
2021-11-04
142%
jackpot won
2,343,147
2021-12-30
151%
jackpot won
2,078,493
2022-01-24
152%
jackpot won
2,237,974
2022-02-07
153%
jackpot won
2,147,262
2022-02-14
141%
jackpot won
2,461,963
2022-04-11
153%
jackpot won
2,118,980
2022-08-01
249%
jackpot won
2,426,376
2022-09-01
157%
jackpot won
2,183,280
2022-09-15
155%
jackpot won
2,089,688
2022-10-03
143%
jackpot won
2,250,698
2022-10-20
144%
jackpot won
2,266,168
2022-10-31
240%
jackpot won
2,390,982
2022-11-10
143%
jackpot won
2,211,280
2022-12-08
157%
jackpot won
2,021,988
2022-12-26
138%
jackpot won
2,702,046
2023-02-02
141%
jackpot won
2,322,748
2023-04-20
164%
jackpot won
1,941,490
2023-05-18
167%
jackpot won
1,819,808
2023-06-05
151%
jackpot won
2,079,770
2023-07-17
144%
jackpot won
2,235,332
2023-08-03
150%
jackpot won
2,332,220
2023-09-11
151%
jackpot won
2,151,033
2023-10-19
159%
jackpot won
1,946,241
2023-10-23
159%
jackpot won
1,979,111
2023-11-02
162%
jackpot won
2,015,811
2023-11-20
150%
jackpot won
2,274,898
2023-11-27
156%
jackpot won
1,962,676
2023-12-28
192%
jackpot won
2,031,460
2024-01-08
157%
jackpot won
1,989,058
2024-01-22
136%
jackpot won
2,465,289
2024-01-25
151%
jackpot won
2,236,000
2024-02-01
152%
jackpot won
2,747,773
2024-02-22
134%
jackpot won
2,455,579
2024-02-29
141%
jackpot won
2,289,269
2024-03-21
238%
jackpot won
2,530,777
2024-04-15
138%
jackpot won
2,419,725
2024-05-02
150%
jackpot won
2,324,039
2024-05-09
246%
jackpot won
2,408,620
2024-05-16
138%
jackpot won
2,632,831
2024-06-17
162%
jackpot won
2,086,540
2024-06-20
154%
jackpot won
2,256,399
2024-07-01
141%
jackpot won
2,443,257
2024-07-15
144%
jackpot won
2,231,397
2024-08-26
162%
jackpot won
1,957,480
2024-09-16
137%
jackpot won
2,441,980
2024-10-10
143%
jackpot won
2,406,823
2024-10-17
250%
jackpot won
2,362,477
2024-10-24
154%
jackpot won
2,164,321
2025-01-02
137%
jackpot won
2,470,485
2025-02-03
217%
jackpot won
2,667,127
2025-02-10
143%
jackpot won
2,222,029
2025-02-27
146%
jackpot won
2,326,103
2025-03-24
142%
jackpot won
2,246,630
2025-04-24
156%
jackpot won
2,289,848
2025-05-08
155%
jackpot won
2,013,288
2025-07-14
153%
jackpot won
2,339,019
2025-08-21
145%
jackpot won
2,459,781
2025-08-28
155%
jackpot won
2,346,042
2025-09-29
389%
jackpot won
2,090,682
2025-10-27
354%
jackpot won
2,287,636
2025-11-06
161%
jackpot won
2,040,857
2025-12-22
135%
jackpot won
2,432,493
2026-01-08
151%
jackpot won
2,239,548
2026-01-19
149%
jackpot won
2,299,721
2026-01-22
145%
jackpot won
2,351,743
2026-03-26
146%
jackpot won
2,205,460
2026-03-30
159%
jackpot won
1,999,005
2026-06-25
165%
jackpot won
1,981,739
2026-07-02
155%
jackpot won
2,154,552
2026-07-09
169%
jackpot won
1,860,012
2026-07-23
157%
jackpot won
2,137,241
2026-08-17
163%
jackpot won
1,937,081
2026-08-27
167%
jackpot won
1,834,135
2026-10-19
163%
jackpot won
1,890,448
A roll-down is the one kind of edge that ever came from a rulebook rather than a broken machine: when nobody wins the top prize the money is pushed into the tiers below, and for one night the game can pay out more than it takes.
2026-10-16
Jersey Cash 5
108%
61,110
2026-10-16
Millionaire for Life
145%
487,399
2026-10-15
Match 4
192%
37,900
2026-10-15
Match 5
289%
82,130
2026-10-15
Millionaire for Life
140%
436,704
2026-10-15
Rolling Cash 5
144%
169,253
2026-10-15
Match 6 Lotto
115%
969,449
2026-10-15
Jersey Cash 5
616%
846,616
2026-10-14
Kicker
264%
13,368
2026-10-14
Millionaire for Life
153%
493,082
2026-10-14
All or Nothing
106%
23,782
2026-10-14
Fantasy 5
158%
674,818
2026-10-14
Jersey Cash 5
131%
127,905
2026-10-14
Fantasy 5
144%
117,762
2026-10-14
All or Nothing Eve
612%
106,184
2026-10-14
Cash Ball
695%
237,092
2026-10-14
Match 4
165%
37,904
2026-10-14
Tennessee Cash
972%
933,376
2026-10-13
Jersey Cash 5
107%
95,260
2026-10-13
PowerBall
582%
119,282,865
2026-10-13
Match 4
128%
27,274
2026-10-13
Fantasy 5
140%
139,022
2026-10-13
Millionaire for Life
140%
468,282
2026-10-13
Cash 5
172%
125,762
2026-10-13
Keno
4,472%
35,391,100
2026-10-12
LuckyDay Lotto
276%
482,951
2026-10-12
Cash 5
635%
219,308
2026-10-12
Jersey Cash 5
106%
119,375
2026-10-12
Match 4
140%
41,210
2026-10-12
Kicker
287%
18,800
2026-10-12
Millionaire for Life
137%
355,103
2026-10-12
Keno
3,186%
59,878,700
2026-10-11
Cash 5
446%
375,888
2026-10-11
Keno
3,078%
134,975,600
2026-10-10
Cash Ball
752%
233,516
2026-10-10
Keno
5,509%
61,456,400
2026-10-10
Rolling Cash 5
139%
197,621
2026-10-10
Bank a Million
335%
1,087,128
2026-10-10
Atlantic 49
537%
1,045,343
2026-10-10
All or Nothing
101%
21,604
2026-10-10
Kicker
252%
20,506
2026-10-10
Millionaire for Life
144%
468,989
2026-10-09
All or Nothing
124%
23,776
2026-10-09
Fantasy 5
169%
353,689
2026-10-09
Jersey Cash 5
124%
79,330
Realised return, and what makes a night exceed it
For one draw, the realised return is the money out over the money in:
Rd=linesd×priceprizes paidd.
Neither term is published directly, and both can be recovered. The prizes are the sum over tiers of winners times prize, with an advertised annuity read at its cash value — a Powerball jackpot quoted over thirty years is not thirty years of money handed over on the night, and treating it as such produced returns above 2,000% before the correction. The lines come from the crowd-neutral tier where the game has one; see the Sharing Map for how and for what it costs when it does not.
The era in one figure is not the mean of the ratios. It is
Rera=∑dlinesd
because a draw that sold twice as many lines is twice as much of what the game paid back. Averaging the per-draw ratios would give a quiet Tuesday the same say as a record rollover, and the two differ by an order of magnitude in both terms.
Why a night goes above one. Four causes, in a hierarchy of certainty rather than of preference:
The jackpot was won. Money accumulated over previous draws is paid out on this one, so the night's outflow has little to do with the night's sales. This is the game working as designed and explains the overwhelming majority of nights above the price. Detected from the top base tier having winners.
A roll-down. The top prize was not won and a lower tier's prize rose far above what that tier usually pays, which is money arriving from above. Detected as a prize at least three times the median for that same tier across the era — a threshold fixed before reading, and deliberately blunt, because a pari-mutuel tier moves by tens of percent every week and a tighter rule would call every busy Saturday a roll-down.
Thin sales. Fixed prizes divided by unusually few tickets. Measured against the era's own tenth percentile of sales, not an absolute figure, because "few" means nothing across games three orders of magnitude apart in size.
Not explained. Kept as a category rather than folded into the others. A residual that quietly disappeared would make the classification look better than it is.
The first two are mutually exclusive by construction: a roll-down is created by nobody winning the top prize.
What this cannot do. Every quantity above is measured after the draw. The pre-draw expectation of a return is a different object requiring an advertised jackpot, a sales forecast and a sharing model, and each of those carries its own error; the page reports only what happened.
The only edge that ever came from the rulebook
There are three ways a lottery has actually been beaten, and only one of them was legal, repeatable, and available to anyone who could read.
The first was a broken machine — balls that were not identical, a drum that did not mix. The second was fraud: Eddie Tipton wrote the random number generator for the Multi-State Lottery Association and put a back door in it. The third is the interesting one, because nobody had to break anything.
Some lotteries carry a roll-down. If nobody matches all the numbers, the top prize does not roll over to next week — it is pushed down into the tiers below, so the people who matched four or five numbers share money that was never meant for them. On such a night the game can pay out more than it takes in. Massachusetts ran a game called Cash WinFall with exactly this rule, and for seven years syndicates in Michigan and Massachusetts bought tickets by the hundred thousand on the nights it triggered. The state's own inspector general concluded afterwards that no law had been broken. The rules said what they said.
This page exists to show how rare that is.
The line on the first chart is what a lottery normally does: it sits somewhere between a third and a half of what was staked, week after week, for years. The marked points are the nights it went above the price. There will be some — a jackpot gets won, and a pile of money accumulated over eleven draws is paid out on the twelfth — but a won jackpot is not an edge. It is the game working. Somebody has to win eventually, and the night they do is not a night anybody could have identified in advance.
Which is the point to hold on to. Every figure on this page is about a draw that has already happened. A night above the price is visible only afterwards, and knowing that eleven such nights occurred in fifteen years tells you nothing whatever about the next one. Cash WinFall was different precisely because its roll-down was announced — the rule was published, the trigger was arithmetic, and the syndicates knew before buying. No game on this site works that way today, and if one did, it would be here in the roll-down column rather than in an advertisement.